Blog

Did you know that there are several different types of financial advisors?  It’s important to know the difference and understand how they each operate to find one that best fits your personal preference and goals.  We’re going to look at 4 main types of financial...

When people hear life insurance, often they will almost automatically tune it out.  No one wants to think about when they pass away. A lot of people may think it doesn’t matter they won’t be here anyways.   Life insurance can do a lot more than paying out a premium...

As a small business owner, you must wear several hats trying to operate your business daily.  It can be difficult to be good at every aspect of your business including marketing, sales, human resources, accounting, and the list goes on. There are some mistakes I see...

If your employer offers a 401k plan, you are fortunate because you have a very power financial tool that can help you prepare for retirement.  When people ask me questions about their 401k accounts, I often hear a lot of the same things.  A lot of times many people...

If you’re a small business owner, you have to wear so many hats in the operation of your business, sometimes things like setting up a retirement account get put on the back burner.  A lot of small business owners think it’s complicated to set up a retirement plan for...

When you are in sales, you typically are subject to a combination of salary and commission or possibly straight commission.  Depending on your compensation structure, it can dictate how you save for retirement.  Let’s take a look at how most real estate agents are...

There seems to be several misconceptions when people inquire about taking out a loan from their 401k.  The short answer to this question is typically no.  However, there are times when it could be a more feasible option than the alternatives.  It’s important to...

If you have changed jobs or retired from a company that provided you with a 401k or a similar retirement plan, you must decide what you want to do with your funds in that company sponsored plan.  I get asked, “Should I cash in my 401k?”  The answer to this question...

When you are trying to decide what investments you should choose for your investment strategy, there are several variables that can play a part in those choices.  Some of the main characteristics you need to address are your risk tolerance, your time horizon, and your...

Once you have figured out what types of investments you want to utilize in your investment portfolio, then you must look at what kind of account you want to own those investments through.   Let’s take a look at several account types you can utilize to accomplish...